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When you appoint Harris Balcombe you get access to directly employed professionals, including:
- Chartered Loss Adjusters
- Chartered Surveyors
- Chartered Accountants
We make complex claims easier…
The Incident
Date: 10 July 2009
Incident: Water damage resulting from fire in adjacent premises
Scope of Damage: Extensive damage to all floors
The Consequences
Contents, Fixtures & Fittings: Damage to kitchen, ground & first floor contents and tenant's accommodation Buildings: Extensive water damage to party walls, floors and ceilings Business Interruption: Trading ceased immediately and the property rendered unusable for 9 months
The Team
Stewart Dymant – Partner, Harris Balcombe, Chartered Accountant specialising in business interruption John Elms – Consultant specialising in both Material Damage & Business Interruption claims
The Outcome
The restaurant was refurbished and refitted as necessary and reopened for trading in January 2010.
Team Work in Action
Material Damage
Loss Adjusters acting for the insurer initially indicated that damage from water ingress was only minimal at worse. We quickly proved that damage was considerably more extensive and quantified the loss so that drying and repairs could commence. Working closely with the surveyors and building contractors we ensured that all repairs and refurbishments were completed to meet the re-opening deadline of January 2010.
Business Interruption
The Business Interruption claim was calculated and negotiated with the insurer to allow interim payments to be agreed and paid. We helped form a promotional reopening programme with The Red Fort and negotiated its implementation with the Loss Adjusters. This programme helped turnover to return to expected levels in May 2010 just over three months from reopening.