TESTIMONIALS
I want to express my appreciation for the excellent job that your firm have done for us
Sir Trevor Chinn CVO
I should like to thank you all for your magnificent help over the last six months
R Walter
It was a pity that you were not involved in the claim from the outset because I am sure that if you had, the claim would have been resolved a lot quicker
R Burrows - Water Damage Claim
Your help ensured we recovered all costs relating to the claim, including those which only came to light at the end, which I did not think we would get
The Scotsman Publication Ltd - Fire Claim
Although we were a little reticent at first, with the benefit of hindsight we are well aware than your handling of our affairs has been beneficial to us in the extreme
North Street Dental Practice - Flood Claim
We are proud of the work we do for our clients and never forget they have entrusted us to help them get a fair claims settlement.
Take a look at what our clients say about our service.
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WHY APPOINT US?
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There are 3 very good reasons to appoint us. They are:

1 – Establishing Liability

Pressures have never been greater on insurers to reduce the costs of claims. In practical terms this means far more scrutiny of policy terms and conditions and the circumstances that lead up to claims. Insurers are far more expert in interpreting their policy terms than most policyholders. We however, are experts at establishing liability because we have an in depth understanding of policy terms and conditions and how they should be applied. Because we work for you we look for solutions that benefit you, not the insurer.

2 – Quantification

Accurately quantifying claims can be very complex, especially if it involves working out something like loss of profit. Insurers are not going to help quantify claims, that is the policyholder’s responsibility. Furthermore, once a claim is quantified it must be demonstratively proven that the assessment of loss is accurate. We quantify losses for policyholders all the time and we have the expertise to back up our assessments and the skills to negotiate them effectively with insurers.

3 – Experience

Of course it helps that we have been assessing losses on behalf of policyholders for a very long time but the key to any negotiation is having access to the right skills to back up claims. We directly employ, Chartered Loss Adjusters, Chartered Accountants and Chartered Surveyors. It means that when we negotiate claims on behalf of policyholders we do it from a position of strength. When you appoint us you get access to a very strong team of claims experts and negotiators.

Still not sure if you need our help?

Why not use our free consultation service? All you have to do is call 0844 544 1699 or e-mail us with some contact information and a suitable time to contact you and one of the team will get back to you. Do it now – there is no obligation and it is totally free.

LATEST NEWS
January 2012
Headline : Welcome to 2012 from Harris Balcombe
January 2012
Headline : Delays paying claims could mean insurers are liable for damages
January 2012
Headline : Helping to pick up the pieces around the world when disaster strikes
January 2012
Headline : Smoothing out claims spikes
January 2012
Headline : Claims Case Studies
January 2012
Headline : Flood damage to documents can cause havoc
November 2011
Headline : Harris Balcombe support Oval Client Service Conference
October 2011
Headline : Riots Update
September 2011
Headline : Headline: BI policy wordings back in the spotlight at recent CILA conference.
August 2011
Headline : Our latest legal guidance and how it might affect claimants following the riots is now available
© 2011 Harris Balcombe All Rights Reserved. Harris Balcombe LLP is a limited liability partnership registered in England and Wales (No. OC338273). A list of members of the LLP is available for inspection at our registered office: Assessor House Daws Lane London NW7 4ST. "Partner" denotes a member of the LLP. Harris Balcombe LLP is an Appointed Representative of Harris Claims Group Ltd. Harris Claims Group Ltd is authorised and regulated by the Financial Services Authority