Water Damage Insurance Claim | Claims Management

WE SPECIALISE IN

TESTIMONIALS

I should like to thank you all for your magnificent help over the last six months

It was a pity that you were not involved in the claim from the outset because I am sure that if you had, the claim would have been resolved a lot quicker

R Burrows - Water Damage Claim

we were so thankful that we were able to rely on your knowledge and assistance in formulating our claim

LTT Vending Group Ltd - Flood Claim

Although we were a little reticent at first, with the benefit of hindsight we are well aware than your handling of our affairs has been beneficial to us in the extreme

North Street Dental Practice - Flood Claim

We are proud of the work we do for our clients and never forget they have entrusted us to help them get a fair claims settlement.
Take a look at what our clients say about our service.

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WATER DAMAGE INSURANCE CLAIMS

Common issues

The most important aspect of negotiating water damage claims is being able to identify accurately the damage that has been caused and the extent of remedial work, including adequate drying. If a business suffers water damage they have other things to consider, such as the impact on profits, and business interruption. The biggest issues are:

Establishing liability so there can be no questions around settlement
Quantifying the damage caused, the true costs of reparation and projecting losses on other aspects like loss of profits where it might be applicable
Demonstrating that sums insured in the policy were calculated accurately and adequately maintained
Investigating the cause of the incident to establish any potential for third party recovery, especially if the incident exposes a potential for underinsurance or no insurance

Our Expertise

We have a team of loss assessors who specialise in material damage claims caused by water damage. In addition we directly employ Chartered Surveyors who understand how water damage can affect buildings structures and the remedial action that might be needed to put things right. We also know when to instruct specialists to assist in establishing the causes of water damage claims

Why Appoint Us

It is not simply employing loss assessors and Chartered Surveyors to work on water damage claims, its making loss assessors and Chartered Surveyors with experience of quantifying and negotiating water damage claims available to policyholders that makes the real difference. Our team have unprecedented experience in this highly complex area.

What To Do Next

Take advantage of our free consultation process. We can give you an open and honest assessment of how we might be able help. Call our consultation hotline now on 0844 544 1699 or, if you prefer drop us an e-mail with some basic information and a suitable time to contact you and we’ll get back to you.

You can also speak to any of our regional offices:

Leeds Loss Assessors

London Loss Assessors

Glasgow Loss Assessors

Manchester Loss Assessors

Birmingham Loss Assessors

Jargon Buster

It’s easy to get confused between Loss Assessors and Loss Adjusters.

Loss Assessors are appointed by individuals and businesses to negotiate settlement of a claim with your insurers

Loss Adjusters Traditionally, Loss Adjusters are appointed by the policyholder's insurers to assess the validity and size of the claim based on the policy terms & conditions. Harris Balcombe employ qualified Loss Adjusters who we have retrained to only look after the interests of the policyholder.