If television characters were real-life people, how much would their insurance payments be?
We calculated insurance figures for three popular TV shows and analysed them against national averages.
Images used in this piece are under the
Creative Commons Attribution 2.0 Generic
and
Creative Commons Attribution-Share Alike 4.0 International
Use the icons to find out how much insurance popular TV show characters would have to pay:
Policy Holder: Sheldon Cooper
Sheldon would have to pay £285 per year (£172 more than the UK average) to insure Apartment 4A based on £30,000 worth of belongings and £3,850 worth of specified items including 1 TV, 2 laptops and 8 game consoles.
Annual Contents Insurance Cost Estimate
What this covers: Contents, specified items and accidental damage.
Total Contents Estimate
Personal Possessions Cover
Specified Items Cover
(items worth more than £350)
Policy Holder: Sheldon Cooper
Sheldon would have to pay £285 per year (£172 more than the UK average) to insure Apartment 4A based on £30,000 worth of belongings and £3,850 worth of specified items including 1 TV, 2 laptops and 8 game consoles.
Annual Contents Insurance Cost Estimate
What this covers: Contents, specified items and accidental damage.
Total Contents Estimate
Personal Possessions Cover
Specified Items Cover
(items worth more than £350)
Policy Holder: Sheldon Cooper
Sheldon would have to pay £285 per year (£172 more than the UK average) to insure Apartment 4A based on £30,000 worth of belongings and £3,850 worth of specified items including 1 TV, 2 laptops and 8 game consoles.
Annual Contents Insurance Cost Estimate
What this covers: Contents, specified items and accidental damage.
Total Contents Estimate
Personal Possessions Cover
Specified Items Cover
(items worth more than £350)
Season 3 Episode 13: The Bozeman Reaction
In the episode where Sheldon’s TV, 17 video games, 2 laptops and 8 game consoles are robbed, this would’ve cost approximately £4,850 to replace!
Total Claim: £4,850
Contents estimate sourced via items on Google Shopping
Contents insurance estimate sourced via Compare the Market
Sheldon Cooper Image via CBS
Bozeman Reaction Image via Wikia
Policy Holder: Terry
Terry would have to pay £1,231 per year (£435 more than the UK average) to insure Central Perk based on £25,000 worth of contents and an annual labour wageroll of £125,244.
Annual Business Insurance Cost Estimate
What this covers: Public liability, employers liability, product liability, business interruption, and contents.
Total Contents Estimate
Annual Wageroll Estimate for Labour
Policy Holder: Terry
Terry would have to pay £1,231 per year (£435 more than the UK average) to insure Central Perk based on £25,000 worth of contents and an annual labour wageroll of £125,244.
Annual Business Insurance Cost Estimate
What this covers: Public liability, employers liability, product liability, business interruption, and contents.
Total Contents Estimate
Annual Wageroll Estimate for Labour
Policy Holder: Terry
Terry would have to pay £1,231 per year (£435 more than the UK average) to insure Central Perk based on £25,000 worth of contents and an annual labour wageroll of £125,244.
Annual Business Insurance Cost Estimate
What this covers: Public liability, employers liability, product liability, business interruption, and contents.
Total Contents Estimate
Annual Wageroll Estimate for Labour
If the Coffee House were to ever suffer damage from a fire (hopefully not from Rachel’s straightener or Phoebe’s candles), Terry would’ve had to claim an estimated £25,000 to replace all stock and contents!
Total Claim: £25,000
Contents estimate sourced via items on Google Shopping
Business insurance estimate sourced via Simply Business
Annual wageroll estimate based on a calculation relative to similar coffee shops in New York
Terry Image via Wikia
Friends Valentine’s Day Image via Youtube
Policy Holder: Joyce Byers
Joyce would have to pay £1,589 a year (£1476 more than the UK average) on contents and buildings insurance for her house in Hawkins, Indiana.
Annual Contents and Building Insurance Cost Estimate
Rebuild Cost
Total Contents Estimate
High Risk Items Total Value Estimate
Policy Holder: Joyce Byers
Joyce would have to pay £1,589 a year (£1476 more than the UK average) on contents and buildings insurance for her house in Hawkins, Indiana.
Annual Contents and Building Insurance Cost Estimate
Rebuild Cost
Total Contents Estimate
High Risk Items Total Value Estimate
Policy Holder: Joyce Byers
Joyce would have to pay £1,589 a year (£1476 more than the UK average) on contents and buildings insurance for her house in Hawkins, Indiana.
Annual Contents and Building Insurance Cost Estimate
Rebuild Cost
Total Contents Estimate
High Risk Items Total Value Estimate
Season 1 Chapter 4: The Body
In a panicked attempt to rescue her son Will who appears to be trapped inside the “upside down”, Joyce rips down her wall. In a real-life situation, this would’ve cost an estimate of £1,500 to repair.
Total Claim: £1,500
Contents estimate sourced via items on Google Shopping
Contents and building insurance estimate sourced via Compare the Market
Rebuild cost estimate sourced via The Building Cost Information Service
Joyce Byers image via Wikia
Hole in Wall Image via SuperKents9Deuce
Insurance Claim Example
Season 3 Episode 13: The Bozeman Reaction
In the episode where Sheldon’s TV, 17 video games, 2 laptops and 8 game consoles are robbed, this would’ve cost approximately £4,850 to replace!
Total Claim: £4,850
Insurance Claim Example
If the Coffee House were to ever suffer damage from a fire (hopefully not from Rachel’s straightener or Phoebe’s candles), Terry would’ve had to claim an estimated £25,000 to replace all stock and contents!
Total Claim: £25,000
Insurance Claim Example
Season 1 Chapter 4: The Body
In a panicked attempt to rescue her son Will who appears to be trapped inside the “upside down”, Joyce rips down her wall. In a real-life situation, this would’ve cost an estimate of £1,500 to repair.
Total Claim: £1,500
Call our 24/7 helpline on 0330 022 9179 for a free no obligations assessment