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Commercial Storm Insurance Claims

The expertise you need to get the best result

Dealing with the aftermath of a storm is likely to put your business under unprecedented pressure which can be hard to cope with unless you have the support of a team of professionals.

Why Use Our Experts

Our team of insurance specialists has a vast amount of experience dealing with business claims relating to storm damage. They are widely recognised as one of the best teams in the country which means they will get you the proper compensation you are entitled to.

We will work in your interests, unlike insurers who will use their expertise to challenge your claim and minimise the payment they give you.

Using our services will also help you avoid a long drawn out process because we will be completely dedicated to your case, freeing up your time to manage other aspects of your recovery.

How We Will Help You

Our comprehensive insurance consultancy service will look after all aspects of your recovery including:

  • Supervising emergency works to repair any damage to your property and ensuring it is secure before you move back in.
  • Negotiating your claim and any issues relating to your building, contents and business interruption.
  • Getting insurers to accept liability as soon as possible, so we can arrange interim payments to maintain your cash flow.
  • Scrutinising your policy wording and advising you on any issues which may affect liability, such as compliance with warranties and conditions.
  • Coordinating your insurer and their loss adjusters, to make sure you get the settlement that you are entitled to, whether that’s reinstatement or cash.
  • Demonstrating the economic viability of ‘increased costs of working’ coverage.
  • Overseeing any repair work to your property to ensure you get high quality results.
  • Helping you choose and appoint your own specialist surveyors, rather than using the insurance company’s supply chains, since they are unlikely to work in your best interests. We’ll even supervise these parties throughout the project.
  • Appointing the necessary experts, such as our in house surveyors, to identify the full extent of the damage, so you don’t face issues in the long run. Storms often cause structural damage that requires expert examination.
  • Ensuring that disaster cleaning companies do a safe and thorough job to give you peace of mind when the claim is finished.

In addition to this, our qualified loss assessors will quantify your stock, contents and other material losses. Our chartered surveyors will investigate building damage and our chartered accountants will compile your business interruption claim to make sure you get everything you’re entitled to, so you can return to normal without delay.

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REASONS WHY PEOPLE CHOOSE US

At this point, you would hope that your insurance company is there to help but unfortunately, this is not always the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.

  • Over 5000
    Successful Claims
    As the UK’s leading insurance claims consultants, you can be confident you have the best team on your side
  • Best Assessors
    Unlike other parties involved in the claims process, you are our sole priority
  • Minimise Stress
    Keep stress to a minimum by managing all aspects of the claims process
  • Get your entitlement
    Get the compensation you are entitled to by negotiating with insurers on your behalf
  • Get your life back
    Get back to normal life as quickly as possible by organising any support you need
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INSURANCE CLAIM CUSTOMER REVIEWS

See Reviews
  • Chris Bennett
    A wonderful service
    Dannielle Douglas was our contact with Harris Balcombe when my son, who has a brain injury, accidentally set his house on fire. It is no exaggeration to say we simply could not have managed the complicated insurance claim without her help. She dealt directly with the insurers, who could not have been more unhelpful and took months to agree a settlement, despite the fact that my son was fully insured; fought tooth and nail to get full compensation; and organised the rebuilding once it was agreed.
    Dannielle was also exceptionally kind and patient with my son, who was considerably traumatised by the whole experience, and as well as replying to all his queries kept the rest of the family fully updated with the progress of the claim.
    Based on our experience with Dannielle, I would wholeheartedly recommend Harris Balcombe to assist with insurance claims.

    Review originally posted on Trustpilot – shared with permission
  • Roy Sandler
    Highly recommended
    I have used Harris Balcombe’s services on more than one occasion now. The last occasion was a complicated claim. I found their level of service and expertise of great value. Well worth leaving it to the experts.

    Review originally posted on Trustpilot – shared with permission
  • Dovid Muster
    Extremely helpful
    Harris Balcombe always respond promptly. They show concern and were always extremely helpful.

    Review originally posted on Trustpilot – shared with permission
  • Thackray
    How to get a house rebuild under insurance without stress
    Almost three years ago, the house my brother and I inherited from our father caught fire. At the time I was caring for my wife, who had been diagnosed with MND. Harris Balcombe contacted me and said they would manage the insurance rebuild process. And that’s exactly what they did — friendly, no fuss, thorough, patient (and believe me, the insurance company behaved like total idiots, taking seven months to accept the claim, which required a lot of patience).
    Once that was accepted, they engaged surveyors, managed the inevitable pushback from the insurers as to what should and shouldn’t be done, then tendered for rebuild, engaged contractors, and finally helped tie up the loose ends which were always going to happen.
    A big thanks to HB in general, and Jonathan Ingham in particular. I would never have been able to do this.

    Review originally posted on Trustpilot – shared with permission
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It'S EASY TO START YOUR CLAIM WITH US ...

Hassle free, no obligations is how we operate. So if you’d like to speak to us call our 24/7 Helpline on 03300229179 or email us at info@harrisbalcombe.com. Or simply click the button below ...

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