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Blackett Close Flood

DOMESTIC FLOOD INSURANCE CLAIM

During the catastrophic floods of January 2014, houses along Blackett Close were subject to severe water damage, forcing homeowners to move out of their houses while trying to deal with their insurers.

The Incident

You really don’t know what devastation acts of god might bring about. The situation was made worse by the sheer volumes of claims, which left insurance companies, surveyors and contractors unable to respond efficiently, and created a shortage of local alternative accommodation.

Our Response

We were appointed by a group of homeowners along the Close, and were able to get to the scene quickly, kicking off the necessary procedures much sooner. The insurer’s adjusters had proposed using their own surveyors, but the residents wanted to use an independent party who would work with their best interests in mind. We take water damage very seriously, especially when there’s a high risk of contamination, as you can never be too careful when it comes to protecting your home. Therefore, when the adjusters argued that certain parts of the building didn’t require further investigation, we insisted on a thorough examination to identify the full extent of the damage.

The Outcome

Various properties had to be stripped out, which involved multiple insurance companies, adjusters and drying companies. The Harris Balcombe team coordinated the entire project from beginning to end, making sure each house was reinstated to a quality determined by the homeowners rather than the insurers. Our work in the Close showed others the benefit of appointing us, and has led to more people employing our services in order to get a quick and satisfying outcome after the devastating floods.

Client Comments

“When you see people being flooded on tv, you think to yourself how awful it must be having your home and belongings ruined. When it actually happens to you and your family , it is very upsetting and the stress it causes is unimaginable.

You assume that you pay your insurance premium and that all will be resolved quickly and you will be put back to the state you were in before.

However, the process you have to go through is complicated (not what you need when you are so tired, upset and traumatised) and the insurer’s responsiveness is incredibly slow. You feel that the insurance company loss adjustor is trying to reduce the claim in any way possible and you never get responses or returned calls to progress your claim.

The best thing we did during this time was to appoint Harris Balcombe to assist in our case. They explained the process of the claim and were on the phone daily chasing the insurer and loss adjustor to progress the claim. They helped us appoint a good quality surveyor to ensure the reconstruction was fully up to standard and met current regulations. Crucially they made sure that no corners were cut and ensured all work completed was to as good a standard as it was before.”

“Harris Balcombe provided us with excellent representation for both our buildings and contents claim. They expedited the whole process as they knew how to professionally manage the claim and who and when to contact to progress things.”

“I would recommend to anyone who has been flooded to engage Harris Balcombe who will manage your claim effectively in this complex area.”

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REASONS WHY PEOPLE CHOOSE US

At this point, you would hope that your insurance company is there to help but unfortunately, this is not always the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.

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INSURANCE CLAIM CUSTOMER REVIEWS

See Reviews
  • Chris Bennett
    A wonderful service
    Dannielle Douglas was our contact with Harris Balcombe when my son, who has a brain injury, accidentally set his house on fire. It is no exaggeration to say we simply could not have managed the complicated insurance claim without her help. She dealt directly with the insurers, who could not have been more unhelpful and took months to agree a settlement, despite the fact that my son was fully insured; fought tooth and nail to get full compensation; and organised the rebuilding once it was agreed.
    Dannielle was also exceptionally kind and patient with my son, who was considerably traumatised by the whole experience, and as well as replying to all his queries kept the rest of the family fully updated with the progress of the claim.
    Based on our experience with Dannielle, I would wholeheartedly recommend Harris Balcombe to assist with insurance claims.

    Review originally posted on Trustpilot – shared with permission
  • Roy Sandler
    Highly recommended
    I have used Harris Balcombe’s services on more than one occasion now. The last occasion was a complicated claim. I found their level of service and expertise of great value. Well worth leaving it to the experts.

    Review originally posted on Trustpilot – shared with permission
  • Dovid Muster
    Extremely helpful
    Harris Balcombe always respond promptly. They show concern and were always extremely helpful.

    Review originally posted on Trustpilot – shared with permission
  • Thackray
    How to get a house rebuild under insurance without stress
    Almost three years ago, the house my brother and I inherited from our father caught fire. At the time I was caring for my wife, who had been diagnosed with MND. Harris Balcombe contacted me and said they would manage the insurance rebuild process. And that’s exactly what they did — friendly, no fuss, thorough, patient (and believe me, the insurance company behaved like total idiots, taking seven months to accept the claim, which required a lot of patience).
    Once that was accepted, they engaged surveyors, managed the inevitable pushback from the insurers as to what should and shouldn’t be done, then tendered for rebuild, engaged contractors, and finally helped tie up the loose ends which were always going to happen.
    A big thanks to HB in general, and Jonathan Ingham in particular. I would never have been able to do this.

    Review originally posted on Trustpilot – shared with permission
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