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Blackett Close Flood

DOMESTIC FLOOD INSURANCE CLAIM

During the catastrophic floods of January 2014, houses along Blackett Close were subject to severe water damage, forcing homeowners to move out of their houses while trying to deal with their insurers.

The Incident

You really don’t know what devastation acts of god might bring about. The situation was made worse by the sheer volumes of claims, which left insurance companies, surveyors and contractors unable to respond efficiently, and created a shortage of local alternative accommodation.

Our Response

We were appointed by a group of homeowners along the Close, and were able to get to the scene quickly, kicking off the necessary procedures much sooner. The insurer’s adjusters had proposed using their own surveyors, but the residents wanted to use an independent party who would work with their best interests in mind. We take water damage very seriously, especially when there’s a high risk of contamination, as you can never be too careful when it comes to protecting your home. Therefore, when the adjusters argued that certain parts of the building didn’t require further investigation, we insisted on a thorough examination to identify the full extent of the damage.

The Outcome

Various properties had to be stripped out, which involved multiple insurance companies, adjusters and drying companies. The Harris Balcombe team coordinated the entire project from beginning to end, making sure each house was reinstated to a quality determined by the homeowners rather than the insurers. Our work in the Close showed others the benefit of appointing us, and has led to more people employing our services in order to get a quick and satisfying outcome after the devastating floods.

Client Comments

“When you see people being flooded on tv, you think to yourself how awful it must be having your home and belongings ruined. When it actually happens to you and your family , it is very upsetting and the stress it causes is unimaginable.

You assume that you pay your insurance premium and that all will be resolved quickly and you will be put back to the state you were in before.

However, the process you have to go through is complicated (not what you need when you are so tired, upset and traumatised) and the insurer’s responsiveness is incredibly slow. You feel that the insurance company loss adjustor is trying to reduce the claim in any way possible and you never get responses or returned calls to progress your claim.

The best thing we did during this time was to appoint Harris Balcombe to assist in our case. They explained the process of the claim and were on the phone daily chasing the insurer and loss adjustor to progress the claim. They helped us appoint a good quality surveyor to ensure the reconstruction was fully up to standard and met current regulations. Crucially they made sure that no corners were cut and ensured all work completed was to as good a standard as it was before.”

“Harris Balcombe provided us with excellent representation for both our buildings and contents claim. They expedited the whole process as they knew how to professionally manage the claim and who and when to contact to progress things.”

“I would recommend to anyone who has been flooded to engage Harris Balcombe who will manage your claim effectively in this complex area.”

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REASONS WHY PEOPLE CHOOSE US

At this point, you would hope that your insurance company is there to help but unfortunately, this is not always the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.

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INSURANCE CLAIM CUSTOMER REVIEWS

See Reviews
  • John & Karen O'Malley
    High quality and caring service from Jonathan Ingham at Harris Balcombe.
    In December 2022, the water tank in our attic burst and flooded our house while we were away for Christmas. We had never made an insurance claim in our lives, and had trusted that the insurance company would take care of everything for us. How wrong we were!! Practically nothing happened for the following eight months, and the house was deteriorating rapidly. We were at the end of our tether.
    Fortunately, a friend told us to contact Harris Balcombe. From the moment Jonathan Ingham took over, he was just wonderful. He got the claim moving straight away. He was so supportive and sympathetic, as well as extremely professional and efficient. He always kept us informed of what was happening, and advised us when needed. At such a distressing time, his support and honesty was so comforting to us. We knew that we could trust and depend on him completely. We are so grateful to him for guiding us through such an awful experience. We cannot thank you enough Jonathan, for your caring and sympathetic manner.
    We would highly recommend Harris Balcombe.

    Review originally posted on Trustpilot – shared with permission
  • Rami Clif
    Professional and successful loss adjusters...
    The insurance company were arguing that I was in breach of their contract on several points and i almost gave up on a fire claim. Samantha and her team gave me the reassurance and confidence to keep perusing. Samantha was quick to reply and helped articulate my position as a new to the property business landlord. When under tremendous financial pressure Harris Balcombe came through and argued well for the correct figure needed.
    Professional team and support, I highly recommend.

    Review originally posted on Trustpilot – shared with permission
  • Janet Douglass
    Cannot fault this company they were...excellent
    Cannot fault this company they were recommended by A friend and was the best advice we have ever received.Johnathan Ingham dealt with our claim along with Emma. We had a flood and the loss adjuster was a nightmare to deal with.Johnathan was a great source of support at this stressful time returned all our calls and emails however trivial kept us updated on the progress of our property also the other firms that came along and put our home back together we’re excellent.cannot recommend this company highly enough thank you to all involved.Janet & Brian

    Review originally posted on Trustpilot – shared with permission
  • Michael Cooper
    I was so impressed with the management...
    I was so impressed with the management of my insurance claim . I had a devastating fire in my flat, November 2023 It nearly killed my sister and was the most traumatic event I have experienced in my 74 years alive. This company did a superb job in resolving all the issues . The team was headed by Alex Balcombe and George Holloway dealt with the structural claim and Jonathan Ingram the contents claim They did a great job, supportive and professional and achieved an excellent result . Particular thanks to Jonathan for his compassion and skill in dealing with me when I was at a very low ebb. Thank you all for your support and skill when it was most needed by me.

    Review originally posted on Trustpilot – shared with permission
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