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House Fire in Nottingham

DOMESTIC FIRE INSURANCE CLAIM

On the 19th August 2014 a serious fire started in a family MPV which was parked on the driveway of a domestic property.

The Incident

The vehicle had been converted to LPG and this fuelled the intense fire which then spread through the garage and into the property.

It took several fire appliances over 3 hours to bring the blaze under control, but unfortunately the house was completely gutted.

Our Response

House fires are a common occurrence, and as you would imagine the owner felt extremely vulnerable and overwhelmed with what had to happen next.

Harris Balcombe were appointed by her to take control of the situation and liaise with the insurance company and their representatives.

Essentially the property required full reinstatement which began with the debris being removed and the property being stripped right back. A new roof was required as well as a whole new upper floor. The schedule of reinstatement was extensive and the clients have been very involved in the rebuild and have enjoyed the process of choosing new layouts and features. The property is being beautifully restored with excellent craftsmanship and attention to detail.

Regarding the claim, insurers were determined to keep costs to a minimum. Our value of reinstatement was nearly £15,000 apart from insurers. There was extensive negotiation on these costs and HB were determined to ensure that our client was covered for everything they were entitled to.

The owners of the property are absolutely delighted with the progress made so far and the level of professionalism shown by all the HB team.

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REASONS WHY PEOPLE CHOOSE US

At this point, you would hope that your insurance company is there to help but unfortunately, this is not always the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.

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INSURANCE CLAIM CUSTOMER REVIEWS

See Reviews
  • John & Karen O'Malley
    High quality and caring service from Jonathan Ingham at Harris Balcombe.
    In December 2022, the water tank in our attic burst and flooded our house while we were away for Christmas. We had never made an insurance claim in our lives, and had trusted that the insurance company would take care of everything for us. How wrong we were!! Practically nothing happened for the following eight months, and the house was deteriorating rapidly. We were at the end of our tether.
    Fortunately, a friend told us to contact Harris Balcombe. From the moment Jonathan Ingham took over, he was just wonderful. He got the claim moving straight away. He was so supportive and sympathetic, as well as extremely professional and efficient. He always kept us informed of what was happening, and advised us when needed. At such a distressing time, his support and honesty was so comforting to us. We knew that we could trust and depend on him completely. We are so grateful to him for guiding us through such an awful experience. We cannot thank you enough Jonathan, for your caring and sympathetic manner.
    We would highly recommend Harris Balcombe.

    Review originally posted on Trustpilot – shared with permission
  • Rami Clif
    Professional and successful loss adjusters...
    The insurance company were arguing that I was in breach of their contract on several points and i almost gave up on a fire claim. Samantha and her team gave me the reassurance and confidence to keep perusing. Samantha was quick to reply and helped articulate my position as a new to the property business landlord. When under tremendous financial pressure Harris Balcombe came through and argued well for the correct figure needed.
    Professional team and support, I highly recommend.

    Review originally posted on Trustpilot – shared with permission
  • Janet Douglass
    Cannot fault this company they were...excellent
    Cannot fault this company they were recommended by A friend and was the best advice we have ever received.Johnathan Ingham dealt with our claim along with Emma. We had a flood and the loss adjuster was a nightmare to deal with.Johnathan was a great source of support at this stressful time returned all our calls and emails however trivial kept us updated on the progress of our property also the other firms that came along and put our home back together we’re excellent.cannot recommend this company highly enough thank you to all involved.Janet & Brian

    Review originally posted on Trustpilot – shared with permission
  • Michael Cooper
    I was so impressed with the management...
    I was so impressed with the management of my insurance claim . I had a devastating fire in my flat, November 2023 It nearly killed my sister and was the most traumatic event I have experienced in my 74 years alive. This company did a superb job in resolving all the issues . The team was headed by Alex Balcombe and George Holloway dealt with the structural claim and Jonathan Ingram the contents claim They did a great job, supportive and professional and achieved an excellent result . Particular thanks to Jonathan for his compassion and skill in dealing with me when I was at a very low ebb. Thank you all for your support and skill when it was most needed by me.

    Review originally posted on Trustpilot – shared with permission
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