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10 claim types handled by Harris Balcombe Loss Assessors

19th Jan 2024

When unforeseen events strike, leaving destruction and chaos in their wake, the subsequent insurance claims process becomes a critical lifeline for policyholders seeking to rebuild and recover, whether it’s domestic, commercial or a landlord claim. In the intricate landscape of insurance, the expertise of loss assessors plays a pivotal role in ensuring fair compensation for policyholders. At Harris Balcombe, our loss assessors are adept at managing a diverse array of claims, leveraging their skills to navigate the complexities of the insurance industry.

Let's delve into the types of claims that Harris Balcombe loss assessors masterfully handle

  • Property Damage Claims:
    Among the most common types of claims managed by Harris Balcombe loss assessors are those related to property damage. Whether it's due to fire, floods, storms, or other disasters, property damage claims require a comprehensive assessment of the extent of the loss. Harris Balcombe's loss assessors meticulously evaluate the damages, ensuring that every aspect is accurately documented and included in the claim. From residential domestic homes to commercial properties and landlord properties, our loss assessors excel in maximising compensation for all types of property damage claims.
  • Business Interruption Claims:
    Disruptions to business operations can have profound financial implications. Harris Balcombe loss assessors specialise in managing business interruption claims, carefully evaluating the impact of the event on the continuity of business activities. This involves a detailed analysis of financial records, operational data, and other relevant information to quantify the losses incurred during the interruption. By presenting a compelling case to insurers, our loss assessors strive to secure fair compensation for the financial setbacks experienced by businesses. Unlike many others in the market place we have this resource in house and do not rely on consultants.
  • Contents and Personal Property Claims:
    Loss or damage to personal belongings and contents is another category where Harris Balcombe's loss assessors excel. Whether it's a home or business, our assessors meticulously document and assess the value of damaged or lost contents, ensuring that policyholders receive just compensation. From furniture and electronics to inventory and personal belongings, Harris Balcombe loss assessors leave no stone unturned in quantifying the losses incurred.
  • Fire and Smoke Damage Claims:
    Fires can be particularly devastating, causing a wide range of damages that extend beyond the immediate flames. Harris Balcombe loss assessors specialise in managing fire and smoke damage claims, addressing not only the visible destruction but also the lingering effects that smoke and soot can have on properties and contents. Through a thorough assessment and documentation process, our loss assessors aim to secure comprehensive compensation for the policyholder.
  • Flood and Water Damage Claims:
    Water damage, whether from flooding, burst pipes, or other water-related incidents, requires a nuanced approach. Harris Balcombe's loss assessors have extensive experience in managing flood and water damage claims. This involves assessing the extent of the water damage, identifying potential long-term issues like mould growth, and presenting a robust claim to insurers. Our goal is to ensure that policyholders receive fair compensation to address the immediate damage and mitigate future risks.
  • Storm Damage Claims:
    Storms, including hurricanes, tornadoes, and severe weather events, can leave a trail of destruction in their path. Harris Balcombe loss assessors specialise in managing storm damage claims, conducting thorough assessments of structural damage, roof damage, and other storm-related losses. By leveraging their expertise, our loss assessors advocate for policyholders to receive compensation that adequately addresses the impact of storms on their properties.
  • Natural Disaster Claims:
    Natural disasters such as earthquakes, tsunamis, and volcanic eruptions can lead to widespread devastation. Harris Balcombe loss assessors have the expertise to manage claims arising from natural disasters, navigating the unique challenges posed by these events. From assessing structural damage to evaluating the impact on personal property, our loss assessors work diligently to secure comprehensive compensation for policyholders affected by natural disasters.
  • Cyber Insurance Claims:
    With the increasing prevalence of cyber threats, the need for specialised expertise in managing cyber insurance claims has become paramount. Harris Balcombe's loss assessors are well-versed in the complexities of cyber insurance, helping policyholders navigate the process of assessing and quantifying losses resulting from cyber incidents. Whether it's data breaches, ransomware attacks, or other cyber threats, our loss assessors play a crucial role in advocating for fair compensation.
  • Conclusion:
    In the realm of insurance claims, Harris Balcombe loss assessors bring a wealth of expertise to the table, adeptly managing a diverse array of claims with precision and dedication. Whether it's property damage, business interruption, contents and personal property, or specialised claims such as cyber insurance, our loss assessors are committed to maximising compensation for policyholders. With a client-centric approach and a track record of success, Harris Balcombe stands as a trusted partner in navigating the complexities of the insurance claims process across a wide spectrum of scenarios. Discover more about Harris Balcombe and the various different clients we’ve helped over the years.




At this point, you would hope that your insurance company is there to help but unfortunately this is not the case. We have known families who have felt intimidated by insurers and have been treated as though they have done something wrong, or are in some way to blame for their situation.

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